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onity page image 23 Refinancing

Cash-Out Refinance vs Home Equity Loans

As a homeowner, what options do you have to borrow money? Cash-out refinance, Home Equity Loans, and Home Equity Line of Credit (HELOC) are all methods of financing using the equity in your home. How do these options compare?

onity page image 12
Home Buying / Refinancing

Home Equity 101: A Guide to Home Equity and How to Leverage It

Unlock your home's value! Learn all about home equity - how much do you have, how do you grow it, what does it mean for your net worth, and how you can use it for anything from paying off debt to remodeling your home.

onity page image 10
Home Buying

Should I Get Pre-Approved for a Home Loan?

If you're in the market for your next home, here's everything you need to know about whether or not you should get Pre-Approved.

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Stay up-to-date with our most recent articles and guides. Our experts are constantly updating our knowledge base to help you navigate the ever-changing world of home financing.

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onity page image 17

10 Things to Know Before Refinancing Your Home

Nov 14, 2025
Allison Austin

10 Things to Know Before Refinancing Your Home

onity page image 18

7 Essential Home Financing Tips

Jun 03, 2025
Allison Austin

There are certain things many homebuyers wish they had known before buying. Explore our top 7 tips.

onity page image 16

Credit Explained

Mar 21, 2025
Allison Austin

Credit is an agreement to borrow money with the promise that you will pay it back.

onity page image 15

Top 4 Reasons to Refinance Your Mortgage in 2025

Jan 20, 2025
Allison Austin

Here are the top 4 reasons why refinancing your mortgage in 2025 could be a game-changer for your financial health.

Onity Photo Combo

Cash-Out Refinance: Using Home Equity to Pay Off Debt

Oct 14, 2024
Allison Austin

If you have equity in your home, refinancing can be a powerful tool for paying off debt. Discover the ins and outs of debt consolidation through mortgage refinance. 

onity page image 17

10 Things to Know Before Refinancing Your Home

Nov 14, 2025
Allison Austin

10 Things to Know Before Refinancing Your Home

onity page image 18

7 Essential Home Financing Tips

Jun 03, 2025
Allison Austin

There are certain things many homebuyers wish they had known before buying. Explore our top 7 tips.

onity page image 16

Credit Explained

Mar 21, 2025
Allison Austin

Credit is an agreement to borrow money with the promise that you will pay it back.

onity page image 15

Top 4 Reasons to Refinance Your Mortgage in 2025

Jan 20, 2025
Allison Austin

Here are the top 4 reasons why refinancing your mortgage in 2025 could be a game-changer for your financial health.

Onity Photo Combo

Cash-Out Refinance: Using Home Equity to Pay Off Debt

Oct 14, 2024
Allison Austin

If you have equity in your home, refinancing can be a powerful tool for paying off debt. Discover the ins and outs of debt consolidation through mortgage refinance. 

onity page image 23

Cash-Out Refinance vs Home Equity Loans

Aug 21, 2024
Allison Austin

As a homeowner, what options do you have to borrow money? Cash-out refinance, Home Equity Loans, and Home Equity Line of Credit (HELOC) are all methods of financing using the equity in your home. How do these options compare?

onity page image 9

Decoding Mortgage Loan Types: A Comprehensive Guide

May 10, 2024
Allison Austin

In the market for your next home or looking to refinance your current mortgage, but overwhelmed by the mortgage options out there? We've got you covered. Your comprehensive guide to common loan types, weighing the pros and cons of each.

onity page image 12

Home Equity 101: A Guide to Home Equity and How to Leverage It

Apr 03, 2024
Allison Austin

Unlock your home's value! Learn all about home equity - how much do you have, how do you grow it, what does it mean for your net worth, and how you can use it for anything from paying off debt to remodeling your home.

onity page image 2

How to Get a Mortgage Pre-Approval for Buying a New Home

Mar 22, 2024
Allison Austin

 If you're in the market for your next home, this is a must-read. Getting Pre-Approved for your next home loan is a step you don't want to skip! 

onity page image 7

How Do I Get My Home Ready to Sell?

Feb 22, 2024
Allison Austin

Preparing to list your home, but wondering where to start? Read our 7 easy steps for getting your home ready to sell.

onity page image 24

How to Use a Mortgage Calculator to Plan Your Home Purchase

Jan 09, 2024
Allison Austin

Buying a home is one of the biggest financial decisions you’ll ever make, and proper planning is key. A mortgage calculator can be your best friend when it comes to home loan planning

onity page image 5

What is a Mortgage Rate Buydown and Can I Benefit?

Dec 14, 2023
Allison Austin

Discover how a temporary mortgage buydown can help you save money and make homeownership more affordable.

onity page image 10

Should I Get Pre-Approved for a Home Loan?

Nov 08, 2023
Allison Austin

If you're in the market for your next home, here's everything you need to know about whether or not you should get Pre-Approved.

onity page image 6

Your Adjustable-Rate Mortgage: Is it Time to Refinance to a Fixed Rate?

Sep 26, 2023
Allison Austin

Let's review the differences between an adjustable and fixed-rate mortgage and how to know if it's the right time to make the switch to a fixed.

home 3@1x

Tips on Buying a New Home from Real Estate Pros

Aug 06, 2023

If you think buying a new home is easy, you’ve probably been spending too much time watching HGTV. 

onity page image 8

What Are the Costs of Homeownership?

Jul 20, 2023

You have the down payment for your new home, you’re ready to start looking for the perfect house, but have you considering the other costs that come with owning a home?

onity page image 25

What Is PMI and Why Am I Paying It?

Jun 12, 2023

Learn about PMI and the ways it can be removed from your monthly payments. 

onity page image 18

7 Essential Home Financing Tips

Jun 03, 2025
Allison Austin

There are certain things many homebuyers wish they had known before buying. Explore our top 7 tips.

onity page image 16

Credit Explained

Mar 21, 2025
Allison Austin

Credit is an agreement to borrow money with the promise that you will pay it back.

onity page image 15

Top 4 Reasons to Refinance Your Mortgage in 2025

Jan 20, 2025
Allison Austin

Here are the top 4 reasons why refinancing your mortgage in 2025 could be a game-changer for your financial health.

Onity Photo Combo

Cash-Out Refinance: Using Home Equity to Pay Off Debt

Oct 14, 2024
Allison Austin

If you have equity in your home, refinancing can be a powerful tool for paying off debt. Discover the ins and outs of debt consolidation through mortgage refinance. 

onity page image 9

Decoding Mortgage Loan Types: A Comprehensive Guide

May 10, 2024
Allison Austin

In the market for your next home or looking to refinance your current mortgage, but overwhelmed by the mortgage options out there? We've got you covered. Your comprehensive guide to common loan types, weighing the pros and cons of each.

onity page image 12

Home Equity 101: A Guide to Home Equity and How to Leverage It

Apr 03, 2024
Allison Austin

Unlock your home's value! Learn all about home equity - how much do you have, how do you grow it, what does it mean for your net worth, and how you can use it for anything from paying off debt to remodeling your home.

onity page image 2

How to Get a Mortgage Pre-Approval for Buying a New Home

Mar 22, 2024
Allison Austin

 If you're in the market for your next home, this is a must-read. Getting Pre-Approved for your next home loan is a step you don't want to skip! 

onity page image 7

How Do I Get My Home Ready to Sell?

Feb 22, 2024
Allison Austin

Preparing to list your home, but wondering where to start? Read our 7 easy steps for getting your home ready to sell.

onity page image 24

How to Use a Mortgage Calculator to Plan Your Home Purchase

Jan 09, 2024
Allison Austin

Buying a home is one of the biggest financial decisions you’ll ever make, and proper planning is key. A mortgage calculator can be your best friend when it comes to home loan planning

onity page image 5

What is a Mortgage Rate Buydown and Can I Benefit?

Dec 14, 2023
Allison Austin

Discover how a temporary mortgage buydown can help you save money and make homeownership more affordable.

onity page image 10

Should I Get Pre-Approved for a Home Loan?

Nov 08, 2023
Allison Austin

If you're in the market for your next home, here's everything you need to know about whether or not you should get Pre-Approved.

home 3@1x

Tips on Buying a New Home from Real Estate Pros

Aug 06, 2023

If you think buying a new home is easy, you’ve probably been spending too much time watching HGTV. 

onity page image 8

What Are the Costs of Homeownership?

Jul 20, 2023

You have the down payment for your new home, you’re ready to start looking for the perfect house, but have you considering the other costs that come with owning a home?

onity page image 25

What Is PMI and Why Am I Paying It?

Jun 12, 2023

Learn about PMI and the ways it can be removed from your monthly payments. 

onity page image 17

10 Things to Know Before Refinancing Your Home

Nov 14, 2025
Allison Austin

10 Things to Know Before Refinancing Your Home

onity page image 16

Credit Explained

Mar 21, 2025
Allison Austin

Credit is an agreement to borrow money with the promise that you will pay it back.

Onity Photo Combo

Cash-Out Refinance: Using Home Equity to Pay Off Debt

Oct 14, 2024
Allison Austin

If you have equity in your home, refinancing can be a powerful tool for paying off debt. Discover the ins and outs of debt consolidation through mortgage refinance. 

onity page image 23

Cash-Out Refinance vs Home Equity Loans

Aug 21, 2024
Allison Austin

As a homeowner, what options do you have to borrow money? Cash-out refinance, Home Equity Loans, and Home Equity Line of Credit (HELOC) are all methods of financing using the equity in your home. How do these options compare?

onity page image 9

Decoding Mortgage Loan Types: A Comprehensive Guide

May 10, 2024
Allison Austin

In the market for your next home or looking to refinance your current mortgage, but overwhelmed by the mortgage options out there? We've got you covered. Your comprehensive guide to common loan types, weighing the pros and cons of each.

onity page image 12

Home Equity 101: A Guide to Home Equity and How to Leverage It

Apr 03, 2024
Allison Austin

Unlock your home's value! Learn all about home equity - how much do you have, how do you grow it, what does it mean for your net worth, and how you can use it for anything from paying off debt to remodeling your home.

onity page image 2

How to Get a Mortgage Pre-Approval for Buying a New Home

Mar 22, 2024
Allison Austin

 If you're in the market for your next home, this is a must-read. Getting Pre-Approved for your next home loan is a step you don't want to skip! 

onity page image 6

Your Adjustable-Rate Mortgage: Is it Time to Refinance to a Fixed Rate?

Sep 26, 2023
Allison Austin

Let's review the differences between an adjustable and fixed-rate mortgage and how to know if it's the right time to make the switch to a fixed.

onity page image 8

What Are the Costs of Homeownership?

Jul 20, 2023

You have the down payment for your new home, you’re ready to start looking for the perfect house, but have you considering the other costs that come with owning a home?

onity page image 25

What Is PMI and Why Am I Paying It?

Jun 12, 2023

Learn about PMI and the ways it can be removed from your monthly payments. 

onity page image 16

Credit Explained

Mar 21, 2025
Allison Austin

Credit is an agreement to borrow money with the promise that you will pay it back.

onity page image 2

How to Get a Mortgage Pre-Approval for Buying a New Home

Mar 22, 2024
Allison Austin

 If you're in the market for your next home, this is a must-read. Getting Pre-Approved for your next home loan is a step you don't want to skip! 

onity page image 7

How Do I Get My Home Ready to Sell?

Feb 22, 2024
Allison Austin

Preparing to list your home, but wondering where to start? Read our 7 easy steps for getting your home ready to sell.

onity page image 6

Your Adjustable-Rate Mortgage: Is it Time to Refinance to a Fixed Rate?

Sep 26, 2023
Allison Austin

Let's review the differences between an adjustable and fixed-rate mortgage and how to know if it's the right time to make the switch to a fixed.

onity page image 8

What Are the Costs of Homeownership?

Jul 20, 2023

You have the down payment for your new home, you’re ready to start looking for the perfect house, but have you considering the other costs that come with owning a home?

onity page image 25

What Is PMI and Why Am I Paying It?

Jun 12, 2023

Learn about PMI and the ways it can be removed from your monthly payments. 

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