Get Pre-Approved for a New Mortgage
Skip the guesswork. Get a verified pre-approval and shop for your new home knowing exactly what you can afford.
Onity offers a quick pre-qualification or a same-day pre-approval on a new home purchase. Let us help take a clear look at your budget and buying power so you can shop with peace-of-mind.
What are the benefits of getting pre-approved for a mortgage?
Peace of Mind. Stronger Offers. Smarter Home Shopping.
Set Your Budget
Determine how much you can afford, and narrowing your search.
Stand Out
Show sellers you're committed and likely to get financing.
Speed Up
Be prepared to move quickly when you find the right home.
Protect Your Rate
Secure a favorable rate for up to 90 days with Lock & Shop.
What do I need to get pre-approved?
A few quick details to get started:
- Income proof (like salary slips or bank statements)
- Employment details
- Credit history
- ID & address proof
What are the steps to get pre-approved?
- Fill Out the Form – Just basic personal and financial info.
- Talk to Our Experts – Get personalized advice and loan options.
- Get Pre-Approved – Receive a certificate you can show to sellers.
Why Choose Onity?
Trusted. Transparent. Tailored for You.
Quick turnaround time
Determine how much you can afford, and narrowing your search.
Competitive interest rates
Show sellers you're committed and likely to get financing.
Flexible loan options
Be prepared to move quickly when you find the right home.
Expert guidance at every step
Secure a favorable rate for up to 90 days with Lock & Shop.
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