Get Pre-Approved for a New Mortgage

Skip the guesswork. Get a verified pre-approval and shop for your new home knowing exactly what you can afford.

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Stop guess and start shopping. Getting pre-approved is the first step to understanding how much home fits your budget. It shows sellers you're a serious buyer and gives you the confidence to make an offer the moment you find "the one".

Onity offers a quick pre-qualification or a same-day pre-approval on a new home purchase. Let us help take a clear look at your budget and buying power so you can shop with peace-of-mind.
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What are the benefits of getting pre-approved for a mortgage?

Peace of Mind. Stronger Offers. Smarter Home Shopping.

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Set Your Budget


Determine how much you can afford, and narrowing your search.

Calculate Options
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Stand Out


Show sellers you're committed and likely to get financing.

Learn More
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Speed Up


Be prepared to move quickly when you find the right home.

Get Started
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Protect Your Rate


Secure a favorable rate for up to 90 days with Lock & Shop.

Lock & Shop

What do I need to get pre-approved?

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A few quick details to get started:

  • Income proof (like salary slips or bank statements)
  • Employment details
  • Credit history
  • ID & address proof

What are the steps to get pre-approved?

  1. Fill Out the Form – Just basic personal and financial info.
  2. Talk to Our Experts – Get personalized advice and loan options.
  3. Get Pre-Approved – Receive a certificate you can show to sellers.

Why Choose Onity?

Trusted. Transparent. Tailored for You.

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Quick turnaround time


Determine how much you can afford, and narrowing your search.

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Competitive interest rates


Show sellers you're committed and likely to get financing.

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Flexible loan options


Be prepared to move quickly when you find the right home.

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Expert guidance at every step


Secure a favorable rate for up to 90 days with Lock & Shop.

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Let our experts guide you, call now!

Mortgage loans are subject to credit approval. Application approval is subject to complete underwriting review based on program guidelines; not all applicants may qualify. Limitations may apply. This is not a commitment to lend. Onity is not licensed to do business or originate loans for properties located in Hawaii.