Mortgage loans are subject to credit approval. By refinancing your existing loan, your total finance charge may be higher over the life of the loan. Application approval is subject to complete underwriting review based on program guidelines; not all applicants may qualify. Limitations may apply. This is not a commitment to lend. Onity is not licensed to do business or originate loans for properties located in Hawaii.
The credit up to the original appraisal cost is credited toward specific closing costs as reflected on the final Closing Disclosure. In order to qualify, you must be under contract for a new home, proceed on new purchase loan with Onity Mortgage, with all documents received by 4/30/26. Lender credit does not apply to loans where the appraisal has been waived. Lender credit not to be combines with any other offers.
New York: This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site. Not available for New York consumers, NY residents click here.